Important Information on Applying for Medicare in Surprise, AZ

by | Mar 17, 2022 | Insurance

Medicare is a pillar of the health system in the United States. When eligible, you have access to many forms of health care under the provisions of this public health insurance program. If you are looking for more information on Medicare in Surprise AZ, keep reading.

Program Eligibility

Age is a big factor in determining eligibility for Medicare benefits. At 65, most people are automatically eligible. However, there are many who become eligible before this age. For example, if you’re under 65 and have been receiving Social Security Disability Insurance (SSDI) or particular benefits from the Railroad Retirement Board (RRB) for at least 24 months, then you may be eligible for Medicare. Additionally, certain diseases make you automatically eligible.

Enrollment

The best medicare in Surprise, AZ has specific enrollment steps that are governed by time restrictions. The Initial Enrollment Period is a seven-month space of time that begins three months before a person turns 65 and ends three months after the month of their 65th birthday. If your eligibility is based on a disability, then the three months begin before you receive your 25th disability payment. After initial enrollment, there’s a General Enrollment Period, from January 1 through March 31 each year. There’s also a Special Enrollment Period for those who didn’t make the other enrollments, due to having another type of insurance in place at the time of their initial eligibility.

Part A and Part B

If you are living in the US or US territories (apart from Puerto Rico) and have been collecting Social Security, you will automatically be enrolled in Part A (hospital insurance) and Part B (medical insurance). Others may have to request to be enrolled by contacting Social Security.

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